绑卡签约申请

报文说明

请求头报文

请求报文公共格式

member_id=120838,txn_type=181,version=1.0.0,format=json,charset=UTF-8,timestamp=20250618135526,sign_type=RSA,terminal_id=23462,sign_sn=1,ncrptn_sn=1,data_content=【参考业务请求参数示例】,signature=47586A224689881F52F565E56C00E11AC7DD164EB4D2316EC0C47596F21D36EAC42E7122D0AE920249CFA116167EE7F3176688671516524F2341DB74724C198B05B4BA3B48D8A0D46E8B81113EFDF684CC68C5600AF79CB0556E6CE84625AB707262AD8E3D709A42B8C4643E63E0E8E82CE873F5E5DDE32C2727EB471F9F41FB

业务请求参数示例

{
  "acc_info": "c648371cd096394bd247d440b79d39c3cec53819f641ae24fc0ce2316296b62cae7ed57d01a381ca1393072eb73ee7bc6331a58c48bd13b7b0a4e7e31a7a15f0",
  "agent_member_id": "120838",
  "agent_terminal_id": "23462",
  "bank_code": "",
  "card_type": "",
  "dgtl_envlp": "31785009E2B8F260ABBFE91050BB5320BD27AAF47842A070C76FFB90DD891A957D97F788E15D9A5EBC300CA18D32249C088904FD105028D720840DF3B3CED5B156C429F0790373D89838F7497A91286F7CD476D74A5643CDFD1FAF0BEF4E47283E5ABFFA3B8D54D83529A98405E7042965B267039B6F8494E338EAAB3385F0B1",
  "front_fail_url": "https://www.baidu.com/",
  "front_url": "https://www.baidu.com/",
  "member_id": "1235293",
  "notify_url": "https://bf-test-system.baofoo.com/receive/protocolNotice?wx=TXJ001",
  "out_order_no": "e063b577f7d64ad1817aa6ab9e71c599",
  "req_extend_params": "{\"req_param_1\":\"req_param_1\"}",
  "req_reserved1": "req_reserved1",
  "req_reserved2": "req_reserved2",
  "risk_item": "{\"goodsCategory\":\"02\",\"riskRateInfo\":{\"usrLoginMethod\":\"11111\",\"merUserRegDt\":\"20250619160434\",\"deviceID\":\"iphone\"}}",
  "send_time": "2025-06-19 16:04:34",
  "terminal_id": "50009",
  "user_id": "432333199305118713"
}

返回头报文

响应报文公共格式

{
    "member_id": "120838",
    "terminal_id": "23462",
    "txn_type": "181",
    "charset": "UTF-8",
    "version": "1.0.0",
    "format": "json",
    "sign_type": "RSA",
    "sign_sn": "1139986924",
    "ncrptn_sn": "1",
    "signature": "7E3FDC3C53A578772785646EA356010D78E9510049B92C8C8DC4E374C1789C3895C45B121F88C833DB5B0643186DAD0975479021D73DE04F53A552EF46F9F919C054D0480F5C3E9A91370E3B14D31A3ED3945200B259CE03920E1FAA348804606B42377967EC3B54E23607598A5EED134064475B866C8C09352B0EA052197D47",
    "data_content": "响应业务参数示例",
    "response_code": "SUCCESS",
    "response_message": "成功"
}

响应业务参数示例

{\"member_id\":\"1235293\",\"terminal_id\":\"50009\",\"agent_member_id\":\"120838\",\"agent_terminal_id\":\"23462\",\"result_code\":\"0000\",\"result_message\":\"交易成功\",\"order_no\":\"250619101010198001147502\",\"out_order_no\":\"e063b577f7d64ad1817aa6ab9e71c599\",\"txn_type\":\"181\",\"order_status\":\"PROCESSING\",\"send_time\":\"2025-06-19 16:04:48\",\"contract_url\":\"https://mcashier.95516.com/mobile/api/unifiedOrderIndex.action?tn=506614796599055474817&sign=37806bc2c75898baaa649d02d58196a57e0e0fd96e78790b2c3d02efcdb415b7\",\"req_reserved1\":\"req_reserved1\",\"req_reserved2\":\"req_reserved2\",\"extend_params\":{}}

通知请求头报文

请求报文公共格式

{
  "response_code": "SUCCESS",
  "response_message": "OK",
  "member_id": "120838",
  "terminal_id": "23462",
  "charset": "UTF-8",
  "version": "1.0.0",
  "format": "json",
  "notify_type": "SIGN",
  "sign_type": "RSA",
  "ncrptn_sn": "1",
  "sign_sn": "1139986924",
  "signature": "",
  "data_content": {
    "member_id": 1235293,
    "order_no": "250619101010198001147502",
    "protocol_no": "5e1d8e72d0110c4388a28e46f52a11bedf7ff117f18c5ae338c5c8ad7f1d74b7",
    "bank_code": "BOC",
    "extend_params": {},
    "result_message": "成功",
    "out_order_no": "e063b577f7d64ad1817aa6ab9e71c599",
    "dgtl_envlp": "4B4819E79F6F4113F19758C6B05EBAC6089F7C37E43A95FEDBB988F7FCEF99A6EA5E98E5311ED58310BDD0543AECA8029F1ABB763F0A3A6A198217EF5A8E028E5B8C7BEEB7FD6E12C049D2CAA63D51B154DBFFE6CFB0FFDFD478422222B5ABD612597496E3067E4C3BE526D594D6C8D593712ADAEEA18A13663CBEBB968311EF",
    "agent_member_id": 120838,
    "order_status": "SUCCESS",
    "agent_terminal_id": 23462,
    "send_time": "2025-06-19 16:08:55",
    "protocol_status": "VALID",
    "sgn_acc": "625897******7178",
    "bank_name": "中国银行",
    "result_code": "SUCCESS",
    "terminal_id": 50009,
    "req_reserved1": "req_reserved1",
    "req_reserved2": "req_reserved2"
  }
}

业务请求参数示例

{
  "acc_info": "c648371cd096394bd247d440b79d39c3cec53819f641ae24fc0ce2316296b62cae7ed57d01a381ca1393072eb73ee7bc6331a58c48bd13b7b0a4e7e31a7a15f0",
  "agent_member_id": "120838",
  "agent_terminal_id": "23462",
  "bank_code": "",
  "card_type": "",
  "dgtl_envlp": "31785009E2B8F260ABBFE91050BB5320BD27AAF47842A070C76FFB90DD891A957D97F788E15D9A5EBC300CA18D32249C088904FD105028D720840DF3B3CED5B156C429F0790373D89838F7497A91286F7CD476D74A5643CDFD1FAF0BEF4E47283E5ABFFA3B8D54D83529A98405E7042965B267039B6F8494E338EAAB3385F0B1",
  "front_fail_url": "https://www.baidu.com/",
  "front_url": "https://www.baidu.com/",
  "member_id": "1235293",
  "notify_url": "https://bf-test-system.baofoo.com/receive/protocolNotice?wx=TXJ001",
  "out_order_no": "e063b577f7d64ad1817aa6ab9e71c599",
  "req_extend_params": "{\"req_param_1\":\"req_param_1\"}",
  "req_reserved1": "req_reserved1",
  "req_reserved2": "req_reserved2",
  "risk_item": "{\"goodsCategory\":\"02\",\"riskRateInfo\":{\"usrLoginMethod\":\"11111\",\"merUserRegDt\":\"20250619160434\",\"deviceID\":\"iphone\"}}",
  "send_time": "2025-06-19 16:04:34",
  "terminal_id": "50009",
  "user_id": "432333199305118713"
}

异步通知说明：

• 异步通知以POST方式访问商户设置的通知URL
• 商户系统接收到宝付异步通知，并正确的完成相应的业务处理后，须同步返回大写OK字符串<除了OK无任何其他内容>。
• 由于网络抖动等异常因素以及商户侧未按照约定返回OK，宝付支付系统会多次请求商户侧通知地址，商户系统必须能够正确处理重复的通知。建议商户系统收到通知进行处理时，采用数据锁进行并发控制，检查对应业务数据状态，如未处理，则进行处理，防止多次通知造成资金损失。
• 宝付支付系统会在未正常收到商户侧返回OK时，将通过重发机制再次通知商户（重发次数 2~10 次，请以第一次收到的支付成功的消息为准，避免进行多次支付），直到商户接收成功或达到最大重发次数为止则不再进行通知，商户应调用订单查询接口确认订单状态。

响应码

交易URL

测试环境地址：https://vgw.baofoo.com/protocol/gateway
正式环境地址：https://public.baofoo.com/protocol/gateway (后续提供)

业务请求报文

二级商户域：sub_mer_info

业务返回报文

签约结果异步通知

业务通知报文

订单状态

业务应答码